Part 3 of Drug Freeland dealt with the , the next step we should take before legalising drugs is reforming the health system.
Currently, if you go out, have a few beers, smoke a joint, fall of your bike and break your leg, you are covered by taxpayer funded, Accident Compensation. Everybody pays for your vices, whether they like it or not.
In New Freeland, all insurance will be private and voluntary. If you want accident insurance, you will apply to a company who will assess your risk potential.
Drug use will of course be very relevant, so questions will be asked. If you are a drug user you may either be refused cover or asked to pay a higher premium. If you lie, you run the risk of prosecution or loss of cover.
Paying higher premiums than your unstoned friends or relying on the Sisters of Perpetual Pity to feed your family when you’re off work, will do a lot to discourage drug use.
Drug use is rampant, partly because the “pleasures” are personal, while the risks are socialised.
In a truly libertarian society, risks can still be shared through voluntary insurance schemes. However risk takers will still pay a premium.
If certain drugs are as safe as their advocates claim, the risks and the insurance premiums will be low.
If the risks are as high as I believe they are, the premiums will be high.
This will encourage drug manufacturers to make their drugs as safe as possible, in order to maximise their market.
If they can’t make “safe” drugs and consumers are forced to pay high premiums to cover the risk, those companies will go out of business. Sad one.